December 2019

3 Ways Your Life Is Better Because of Fintech

By |December 17th, 2019|Tags: , , |

Need to send money to a friend? It’s now instantaneous. Need to quickly deposit a check? It’s now so straightforward and simple you can do it by taking a picture. Want to start investing your money? It’s now no longer an intimidating process because you have unfettered access to advice and information all at the tips of your fingers.  While fintech’s adoption was relatively slow-going at first due to integration issues, it is now spreading more rapidly across the globe. Some of you may not have even noticed just how enmeshed your lives have become with financial technology, but for [...]

September 2019

What Are ‘Unicorn Visas’, Exactly?

By |September 27th, 2019|

Maybe you’ve heard of ‘unicorn visas,’ maybe you haven’t — either way, you’re likely going to hear more about them in the future. Recently, two of the most successful tech unicorn companies in the UK have begun pressing for more accommodating visa rules. Deliveroo CEO, Will Shu, and OakNorth CEO and co-founder, Rishi Khosla, believe that these unicorn visas should be the future of the tech industry. But, is it a good idea? Shu has experienced firsthand how challenging recruitment has been for many businesses in the UK. In an interview with The Telegraph, he said: “As a tech company [...]

August 2019

Digital Wallets: The Future Is Cashless

By |August 23rd, 2019|

The modern era has changed the way that consumers find and pay for products, and the technologies used to handle those transactions have changed as well. Even a few decades ago, the ease with which you can choose and receive something you've purchased would have boggled the mind — it only follows that cash, being a purely physical item, would fall by the wayside too. The niche that ATMs and bank teller lines once filled is now occupied by digital wallets - these online services add ease-of-use and security to shopping online and lend plenty of other advantages. The fall [...]

July 2019

Here’s What Millennials Really Want to Get Out of Fintech Apps

By |July 24th, 2019|Tags: , , , , |

Every generation has its stereotypes. For millennials, they are famed by their hyperconnectivity. Yet, is it really surprising that the first generation to be raised on technology has a fixation with their smartphones? Older generations see this as codependency, but it’s really a glimpse into our digitized futures. Hyperconnectivity isn’t a bad thing—millennials already know this. They are already accustomed to the connectedness, convenience, and accessibility that technology provides. They just got used to instant gratification—can we blame them? Every app on their smartphone serves a purpose in their lives: from social interaction and entertainment to useful services like food [...]

June 2019

Virtual Reality Might Be a Part of Your Banking Experience in the Near Future, and Here’s Why

By |June 26th, 2019|

Forget what you think you know about virtual reality. It doesn’t only serve the entertainment or video game industries. It’s not too expensive. It won’t make you dizzy or nauseous. And no, it’s not just a fad. In fact, you’re going to start seeing a lot more of VR in the future—in schools, at the doctor’s office, in your workplace, and even at your bank. Yes, the next time you need to interact with a banker, learn a new or complex procedure or process, or make a payment, you could be using virtual reality. This may seem a little far-fetched, [...]

May 2019

AI in Fintech: Better For Businesses and Customers

By |May 4th, 2019|Tags: , , , , |

Change is constant. This is true now just as much as it’s ever been, if not more so, because of technology’s mighty influence. These disruptive innovations are transforming the world as we know it—from simplifying our personal lives to refashioning numerous industries. Sometimes these innovations are fleeting, like in the case of Google Glass, while others are steadfast fixtures of our daily lives—could you imagine life without a smartphone? The reasons why software and products fail are threefold: either the technology behind it was second-rate, it didn’t solve a problem, or consumers were unsure of its purpose. All three of [...]